Any of you use PayPal? I don’t. But something weird happened between me and PayPal recently.
I wanted to buy something online. The merchant allowed payment by credit card, which was administered by PayPal. When I was about to make payment, the website asked if I got a PayPal account. If I didn’t, I could still pay. All I had to do was to enter my credit card details, similar like any other online purchase.
Then the weird thing happened.
The moment I click submit, I immediately received an SMS from my credit card issuer.
“Your credit card has been charged with USD 1 by PayPal.”
Then I looked at my computer screen. The window has refreshed. Guess what it said?
“This credit card cannot be used for online payment.”
You charged me USD 1 in a microsecond yet you said that my card couldn’t be used for online payment???
I immediately called my credit card issuer. True enough, my card was charged with USD 1 by PayPal. I told the customer service officer that I didn’t make any purchase. How could I? PayPal said they couldn’t accept my card!
I asked the officer if I should file a complaint with PayPal. She told me not to worry, it was normal for PayPal to charge USD 1 when upon verifying credit card. If everything was okay, PayPal would refund it in 7 days.
But the Grissom & Horatio Caine & Mac Taylor in my head told me that I shouldn’t be easily convinced. So I did my own investigation. In Lowyat.NET forum I found my answer.
Lo and behold, PayPal do charge people’s credit card even though they don’t make any purchase!
What a bummer.
Can’t wait to get my credit card statement. Wanna see if PayPal indeed refund my USD 1.